Are You Planning for Your Future?

[MikeMyers]

http://www.investopedia.com/articles...ngdarkside.asp

[Fool]

I'm aware of CAGR.

11% is also the CAGR for the S&P 500 for the 20th century. (Meaning even if you treated the market like a savings account, you'd make the mill if you put it all in the most standard of index funds and never adjusted a thing).

[UberAlles]

If you plan to work on the web, make sure you have an entrepreneurial spirit and a home life flexible enough to take advantage of opportunities. If you think you will do well just working 9-5 for a design house, even your own, then you are kidding yourself.

Consumer culture brings death to an agile mind.

As I get older, I'm looking for a lifestyle as much as financial security. After burning out a few years ago and slowly recovering, I am much wiser about the rampant and unchecked pursuit of money and it's debilitating effects.

I think everyone should try to invest the time into coming up with reasonable expectations about where they want to live, how much they require materially etc. If you can plan based on your expectations + a little more, then you'll see opportunities everywhere.

The trick is being honest. Some guys shack up, squeeze out a few puppies and are happy to have someone do their laundry and iron their shirts. That's not my scene, but I can respect it. It's all about living well today with an eye towards carrying that on tomorrow.

[Zip Goshboots]

http://articles.moneycentral.msn.com...oGetAhead.aspx

[mercury]

Doens't anybody DJ parties for guys like me who like showtunes and Frank Sinatra?

Yeah that's what we do... custom DJ shows... it's all over the place... one week it's a Bahamas theme (Buffet Beach boys etc)... next week it's Sinatra, Nat King Cole etc... then we're off to do Hip Hop and rock.
It takes a hell of a lot of music (about 22K tracks & counting)...
Oh and then there's the same collection of Karaoke.... thank god it's on the laptop so we don't have to cart it all around.

As for the future... I believe in diversifying... having that 2nd or third option in case your main gig goes in the shitter.
Right now I DJ, do home Inspections, builder... and online sales (exercise equipment).
It keeps the bordom down :^)